⚡ Free Online Tool
Net Worth Calculator
Know exactly where you stand financially. List all your assets and liabilities to get your true net worth and financial health score.
❓ Frequently Asked Questions
What is net worth? +
Net worth = Total Assets − Total Liabilities. It's the most comprehensive measure of your financial health. Positive net worth means assets exceed debts.
What is a good net worth at each age? +
A common benchmark: net worth should be 1× your annual salary by 30, 3× by 40, 6× by 50, 8× by 60. These vary by lifestyle and location.
How to increase net worth? +
1) Increase income. 2) Reduce liabilities (pay off high-interest debt). 3) Invest surplus in appreciating assets. 4) Track monthly to stay accountable.
Should I include my car as an asset? +
Yes, but use current market value (not purchase price). Cars depreciate rapidly — typically losing 15-20% in year one. Update the value annually.