⚡ Free Online Tool
SIP Returns Calculator
Calculate how your monthly SIP investments grow into massive wealth through the power of compounding. Used by investors in 160+ countries.
❓ Frequently Asked Questions
What is SIP? +
SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly (usually monthly) into mutual funds or index funds. It leverages rupee cost averaging and compound interest.
What is a realistic SIP return rate? +
Equity mutual funds have historically returned 10-15% annually over long periods. For conservative estimates use 8-10%, moderate use 12%, aggressive use 15%.
How does compounding work in SIP? +
Each month, your investment earns returns not just on the principal but also on previous returns. Over 15-20 years, this compounding effect creates exponential wealth growth.
When should I start SIP? +
The best time is now. Starting 5 years earlier can double your final corpus. A 25-year-old investing ₹5,000/month can accumulate 3× more than a 35-year-old investing the same amount.