⚡ Free Online Tool
Retirement Planner
Calculate your retirement corpus and monthly savings target. Accounts for inflation and investment returns to give you a realistic retirement plan.
❓ Frequently Asked Questions
How much retirement corpus do I need? +
A common rule is 25× your annual expenses (4% withdrawal rule). Inflation-adjusted calculators like ours give more accurate figures based on your specific situation.
What is the 4% withdrawal rule? +
Research shows you can safely withdraw 4% of your corpus annually in retirement without depleting it over 30 years, assuming balanced investment returns.
Should I account for inflation in retirement planning? +
Absolutely. Inflation of 5% means your expenses double every 14 years. A plan that ignores inflation will fall dangerously short.
At what age should I start planning retirement? +
Start at 25 if possible. Thanks to compounding, investing $200/month from age 25 builds a larger corpus than $500/month starting at 40.